Interest Rate
10% p.a. onwards
Maximum Amount
Up to ₹50 Lakhs
Tenure
Up to Original Loan Tenure
Key Features
Why Choose This Loan?
Additional Funding
Get extra funds over and above your existing loan without taking a new loan.
Lower Interest Rate
Top-up loans at interest rates lower than personal loans and credit cards.
Minimal Documents
No fresh documentation required if your existing loan is with us.
Quick Disbursal
Fast approval and disbursal, often within 24-48 hours.
Flexible Tenure
Repayment tenure aligned with your existing loan for manageable EMIs.
No End Use Restriction
Use the top-up amount for any purpose — business, home renovation, education, or medical.
Benefits
What You Get
- ✓Additional funds up to ₹50 Lakhs on existing loans
- ✓Lower interest rates compared to new personal loans
- ✓Minimal documentation — quick top-up process
- ✓No restriction on end use of funds
- ✓Flexible repayment aligned with existing loan
- ✓Available on home loans, LAP, and auto loans
Eligibility Criteria
Existing LoanActive with us for 12+ months
Repayment TrackClean repayment history
Top-up AmountUp to 80% of property value
EmploymentSalaried / Self-Employed
Credit Score700+
DocumentsKYC, Latest Income Proof
*Terms & conditions apply. Eligibility subject to verification.
Ready to Get Started?
Apply now and get approval within 24 hours. Our team will guide you through every step.