Interest Rate
10% p.a. onwards
Maximum Amount
Up to ₹2 Crore
Tenure
12 - 60 Months
Key Features
Why Choose This Loan?
Government Backed
Loans guaranteed by Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSME).
No Collateral
Get loans up to ₹2 Crore without pledging any collateral or third-party guarantee.
Low Interest Rates
Attractive interest rates starting from 10% p.a. backed by government guarantee.
Quick Processing
Streamlined approval process with entity-specific documentation and fast disbursal.
Suitable for MSMEs
Designed specifically for micro and small enterprises in manufacturing and service sectors.
Coverage Benefits
Up to 85% guarantee coverage from the trust in case of default.
Benefits
What You Get
- ✓Collateral-free loan up to ₹2 Crore
- ✓Backed by Government of India guarantee scheme
- ✓Interest rates starting from 10% p.a.
- ✓Document requirements vary by entity type (Proprietorship, Partnership, Pvt Ltd, etc.)
- ✓Suitable for manufacturing and service MSMEs
- ✓Credit guarantee coverage up to 85%
Eligibility Criteria
Business Vintage1+ Years
Annual Turnover₹10 Lakhs+
Enterprise TypeMicro / Small Enterprise
Age22 - 65 Years
Credit Score650+
DocumentsVaries by Entity Type
*Terms & conditions apply. Eligibility subject to verification.
Ready to Get Started?
Apply now and get approval within 24 hours. Our team will guide you through every step.