How long does it take for a loan to be disbursed?

Our process is highly streamlined. For Personal Loans, disbursal can happen within 24-48 hours of document verification. Business Loans and LAP may take 3-7 working days depending on the property valuation and legal checks.

Are there any hidden charges?

No! Transparency is our core value. All charges including processing fees, foreclosure charges, and interest rates will be clearly communicated to you in the sanction letter before you sign any agreement.

Can I prepay my loan before the tenure ends?

Yes, you can foreclose or prepay your loan. The foreclosure charges vary by product (usually between 0% to 4%). For specific details, please refer to your loan agreement or speak with your relationship manager.

Do I need to visit a branch to apply?

Not necessarily. Our application process is 100% digital. You can apply, upload your KYC documents, and track your application status entirely online from our website.

Fueling Your Financial Ambitions

Experience seamless loan processing, competitive interest rates, and dedicated financial advisory tailored to your growth.

Apply Now→Check Eligibility

Our Trusted Banking Partners

Our Offerings

Expertise In

We provide end-to-end financial support with transparency and speed for all your loan requirements.

1. Loan Against Property

Leverage your property's value to unlock liquidity for business or personal needs at low rates.

2. Business Loan

Capital to expand operations, purchase inventory, or scale your enterprise without equity dilution.

3. Drop Line OD (DOD)

Flexible overdraft facility for working capital — pay interest only on the amount utilized.

4. Home Loan

Build or buy your dream home with attractive interest rates and flexible tenures up to 30 years.

5. Personal Loan

Unsecured funding for immediate needs — medical, travel, wedding, or debt consolidation.

6. CGTMSME

Collateral-free loans backed by Government Credit Guarantee Trust for Micro & Small Enterprises.

7. Loan Top-up

Get additional funds over your existing loan with minimal paperwork and attractive terms.

8. Balance Transfer (BT)

Transfer your existing loan balance to us for better interest rates and lower EMIs.

9. Used Car Loan

Drive your preferred pre-owned vehicle hassle-free with competitive financing options.

Not sure which product fits your needs? Talk to our experts

Why Choose Us

Built on Trust, Driven by Excellence

What sets Money Capital Finance apart — our commitment to your financial well-being.

100% Transparency

No hidden charges, no fine print surprises. We believe in complete honesty from application to disbursement.

Quick Disbursal

Get your loan approved and disbursed within 24-48 hours* with our streamlined digital process.

Best Interest Rates

We partner with 20+ leading banks and NBFCs to ensure you get the most competitive rates in the market.

Dedicated Support

Personal relationship managers assigned to every client — from application to final repayment.

Expert Advisory

Our certified financial advisors help you choose the right product that aligns with your long-term goals.

Paperlight Process

Minimal documentation with digital KYC. Upload documents from home and get instant approvals.

Our Impact in Numbers

Delivering financial solutions that make a real difference.

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Loans Disbursed

₹0Cr+

Total Value Facilitated

Cities Covered

Client Satisfaction

Trusted by 10,000+ customers across India

Trusted by Thousands

Don't just take our word for it. Here's what our clients have to say about their experience with Money Capital Finance.

"Money Capital Finance helped me secure a collateral-free business loan in just 3 days. Their transparency and speed are unmatched in the industry."

Rajesh Kumar

Small Business Owner

"The personal loan process was incredibly smooth. Minimal documentation and the funds were in my account the very same day. Highly recommended!"

Priya Sharma

IT Professional

"I opted for a Loan Against Property to expand my investments. The dedicated advisory team got me the best interest rate possible."

Amit Desai

Real Estate Investor

Clear Your Doubts

Frequently Asked Questions

We typically look for a minimum CIBIL score of 650 for personal loans and 700 for business loans. However, if your score is lower, we also offer collateral-backed loans like Loan Against Property where credit score criteria are more relaxed.

Still have questions?

Contact our support team →

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Let's Discuss Your Financial Goals

Fill in the form and our expert will get back to you within 2 hours. No commitment, just clarity.

Contact Information

Reach out to us through any of these channels.

Phone

9582330328, 9650860150

moneycapitalfinance10@gmail.com

Address

288-289 Wadhwa Complex, Office No 207, Laxmi Nagar, Near Laxmi Nagar Metro Station Gate No-1, Delhi-110092

Working Hours

Mon - Sat: 9:30 AM - 6:30 PM

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